Who needs financial planners?
Everyone needs financial planning. How detailed that planning must be depends largely on the amount you earned, your assets and your goals. The more demanding your goals are, the more extensive new planning is likely to be.

What do financial planners do?
Financial planners are generalists who help individuals develop financial plans with specific objectives, component strategies to meet those goals and monitor and coordinate progress toward their attainment.

What to look for in a financial planner
Solid formal education, traditional training, credentials and continuing education. As an economist, I provide a macro economic, world perspective to your finances which is especially needed today. As an enrolled agent and certified financial planner I am current in tax law and financial planning issues.

The method of compensation for services
If the planner receives compensation through commissions on investments, insurance or other products they sell, you have the right to question their bias in selecting products for you.

I'm a fee only planner whose goal is to be your advocate. My only compensation is for the time spent working for you.